Obtaining a Pre-Approval Letter from a trusted Lender is an essential step in the home-buying process! In fact, it should be your first step. Here’s why:
It gives you an opportunity to learn about different mortgage options and work with your lender to identify the right fit for your needs and goals.
It shows sellers that you’re a serious homebuyer and that you can secure a mortgage. In the current competitive market, sellers won’t even look at an offer that does not have a pre-approval with it.
It reduces the stress of worrying over finances when you find the home of your dreams!
It helps you narrow down which homes to consider… saving time and potential heartbreak from looking at homes you can’t afford.
It will allow you to identify potential credit issues and solutions in the event that you cannot obtain financing. Remember, a “no” from a lender is only a “no for now” not a “no for forever.”
Would you like a local Mortgage Professional to reach out to you instead? Just fill out the form below!
Our preferred local lender partner has over 25 years of experience as Mortgage Professional.
Lisa David
Senior Loan Originator
Simmons Bank
NMLS #459004
Call
P: (979) 213-5584
C: (979) 676-4830
lisa.david@simmonsbank.com
Visit
625 University Dr East
College Station, TX, 77840
